Holding GNO in Gnosis App can increase your Gnosis Card reward rate and your weekly card reward cap. This guide explains how GNO affects card rewards, when your GNO balance starts counting, and what to keep in mind before adding or moving GNO.

GNO is the Gnosis token. It has two main roles across the Gnosis ecosystem:

In Gnosis App, your GNO balance can be used as part of the card reward calculation.

To benefit from GNO-based card rewards, you need:

GNO is a crypto asset. Its market price can change, and holding GNO does not guarantee profit or a fixed financial return.

GNO is used differently depending on where you use it.

Across the broader Gnosis ecosystem, GNO is used for:

Inside Gnosis App, GNO is currently used mainly for:

GNO is not used to pay normal transaction fees on Gnosis Chain. Transaction fees on Gnosis Chain are paid with xDAI.

Gnosis App is designed as an onchain money app for everyday use, including self-custody, card payments, Circles, swaps, and account features.

GnosisDAO governance voting is a separate ecosystem process. It requires connecting a wallet to Snapshot, the governance platform, and signing a voting message.

At the moment, Gnosis App does not provide a native in-app governance voting experience. This does not mean GNO has no governance purpose. It means governance voting is handled outside the Gnosis App interface.

The same GNO cannot be both freely held in your Gnosis App wallet and directly staked as validator collateral at the same time.

If GNO is sitting in your Gnosis App wallet, it can only count toward eligible Gnosis App card reward calculations.

If GNO is staked, it is being used to help secure Gnosis Chain. Staked GNO is not simply sitting as an available wallet balance in Gnosis App.

This is why holding GNO for Gnosis App card rewards and staking GNO are two different uses of the token.

If you already hold GNO in a wallet that counts toward your Gnosis App reward calculation, you may not need to buy more GNO just to activate benefits. Before moving GNO, make sure you understand which wallet is being used for your Gnosis App card reward calculation and whether the move could affect the next balance snapshot.

Moving assets between wallets may involve network fees and can affect when your balance is recognized.

Your GNO may have been added after the latest weekly snapshot. If so, it may start counting from the next snapshot period. Your rewards may also stay the same if your eligible spending, weekly cap, transaction eligibility, or settled transaction volume did not change.

Your reward may be lower than expected if some card transactions were pending, refunded, reversed, disputed, ineligible, or outside the weekly reward period. Your reward may also be limited by your weekly cap.

The main benefit is that your GNO balance can increase your Gnosis Card reward rate and weekly reward cap.

Yes. Holding more GNO can increase your card reward rate, up to the maximum level.

The current maximum GNO-based card reward rate is 4 gCRC per EUR spent, with a weekly cap of 4,000 gCRC.

No. You need eligible Gnosis Card transactions to receive card rewards. Holding GNO can increase the rate and cap, but it does not generate card rewards by itself.

Newly added GNO starts counting from the next weekly balance snapshot period.

Your GNO may have been added after the latest snapshot, or your card reward may not have been calculated yet.

Yes. Your GNO balance can increase your weekly reward cap.

Eligible users may be able to buy GNO with gCRC through available Gnosis App Shop offers. Offers, rates, limits, and eligibility can change over time.

No. GNO is a crypto asset, and its market price can change. Holding GNO does not guarantee profit or a fixed return.

No. GNO holdings and the G NFT bonus are separate reward factors. Holding GNO can affect your reward rate and cap, while the G NFT may unlock an additional bonus if you are eligible.