Who Can Participate?
Anyone who has a Gnosis App account with an active Gnosis Card connected to it can participate.
Note: Physical Gnosis Cards are not available on the Gnosis App. Physical cards are managed through the Gnosis Pay web app at app.gnosispay.com. Ensure you're using the correct platform for your card type to participate in the card reward program.
Important: If you previously had a Gnosis Pay account with GNO cashback, linking your card to the Gnosis App will automatically switch you to the CRC card reward program. The GNO and CRC card reward programs are not cumulative – you participate in one or the other, not both.
How do I Join?
By signing up for the Gnosis App and ordering a card after completing identity verification.
Note for Existing Gnosis Pay Users: Linking your existing Gnosis Pay card to the Gnosis App will transition you from the GNO cashback program to the CRC card reward program.
How much CRC can I get?
Using your Gnosis App card is how you can start earning CRC rewards. For each Euro you spend, you get a minimum of 1 CRC in reward, which, at the rate of 0.01€ to 1 CRC, is approximately 1%.
You can earn even more CRC by increasing your stake in Gnosis. You can increase your stake in Gnosis by exchanging the CRC you’ve earned for GNO or buying GNO right in the app. GNO is Gnosis’s ownership token. The more GNO you hold, the higher your card reward rate. The rates are as follows:
0 GNO: you get 1 CRC for every EUR spent on the card
≥0.1 GNO: you get 2 CRC for every EUR spent on the card (continuous scale begins)
≥1 GNO: you get 3 CRC for every EUR spent on the card
≥10 GNO: you get 4 CRC for every EUR spent on the card (continuous scale is capped)
Your GNO holdings also affect the weekly maximum rewards you can get:
What can I do with the CRC I earned?
CRC is money.
You can do many of the things you expect money to do. For example, you can:
Spend them in the marketplace for discounted offers. At the time of writing, we’re running a promotion where you can exchange your CRC for GNO at a 20% discount to the market rate. As our community grows, you can look forward to more promotions that feed the value created by all of you back into the ecosystem.
Exchange your CRC into Euros or USDC on your card for spending.
Send them to anyone who trusts you.
Ensure you are using the correct network for CRC tokens when withdrawing to an external wallet.
Withdraw CRC tokens on-chain to an external wallet that supports the CRC token on the correct network. Ensure compatibility to avoid issues.
Convert CRC tokens to supported currencies such as EURe or USDe directly within the app, and withdraw the proceeds via IBAN. Note that a virtual card linked to your Gnosis App account is required for this process.
What's the catch?
There's no catch.
At Gnosis, we’ve been proudly building an open and fair internet in the open for over ten years, with money from a round of public funding in 2017. Gnosis App is no different. The CRC rewards are partly subsidized by the Gnosis Ecosystem and partly by the users' own activities.
As you use the App, getting marketplace offers like topping up your card, buying GNO at a discount, or paying app fees for other transactions, you participate in value creation.
Part of this value flows back to you in cash back, almost like a kind of dividend. No one except users can generate CRC. Every CRC that we distribute as a card reward comes from someone.